Proprietary ARS engine · Phone payment infrastructure

Simple payments, done in one phone call —
ARS Phone Payment

Turn orders and reservations that come in by phone into payments on the spot — with no equipment and no upfront investment.

Since 2010, ARSPG has supplied proven ARS payment infrastructure to major Korean payment gateways (PGs).

Instant payment on phone ordersNo equipment · No upfront cost

Major Korean PGs offer ARSPG's ARS phone payment as a value-added service

Services

From ARS credit card payment to hosting and integrations — phone payment infrastructure that fits your industry and scale.

ARS Credit Card Payment
Customers complete a credit card payment in a single phone call — for education, travel, online retail, door-to-door sales and any business that takes orders by phone.
ARS Hosting (ASP)
Run your ARS service on our proprietary ARS engine and voice middleware as a hosted service, with no equipment to buy.
SMS & KakaoTalk Notifications
Payment and reservation results are sent automatically by text message and KakaoTalk notification.
CRM & ERP Integration
Payment and inquiry data are exchanged automatically with your CRM or ERP, customized to your requirements.

Benefits

Capture phone-channel revenue
Orders, consultations and reservations that arrive by phone turn into payments on the same call, so fewer customers drop off before paying.
Reach more customers
Customers who cannot install an app or pay online can still pay with a single phone call.
Unattended, 24/7 collection
The ARS takes payments around the clock without an agent, easing manual and after-hours workloads.
Automated recurring billing
Subscriptions, membership fees and utility bills are collected automatically through ARS scenarios.
No equipment, no upfront cost
Start with nothing but a phone line — no card terminal, app or internet connection required.
Fits your existing systems
Payment results flow into your CRM or ERP, adding payments to your workflow without extra development.

How it works

1
Customer calls
The customer dials your number. No app or card terminal is needed.
2
ARS scenario
Voice guidance walks the customer through entering card details and verifying identity.
3
Approval
The card approval result is announced by voice while the customer is still on the line.
4
Settlement
Approval and settlement follow the merchant's contracted PG and card company. ARSPG is the ARS infrastructure in between.

ARSPG connects payment gateways and merchants

Why ARSPG

Supplied to 5 major Korean PGs
KG Financial, NICE Information & Telecommunication, KICC, KSNET and PayLetter offer ARS phone payment powered by ARSPG.
Easy onboarding
We connect you with a suitable PG, or integrate with the PG of your choice and handle activation for you.
High-volume call handling
Our proven proprietary ARS engine reliably handles large numbers of concurrent calls.
Encryption & verification
Card data encryption and identity verification strengthen the security of non-face-to-face payments.
Dedicated support
A dedicated team stays with you from scenario design through build and day-to-day operation.